Title services and underwriting are essential for securing real estate transactions and protecting property ownership. Through detailed title searches, any potential issues such as liens or claims against the property are uncovered and resolved before closing. Our underwriting team works to evaluate each transaction carefully, offering tailored solutions that safeguard your investment. By working with multiple underwriters, we ensure a range of flexible coverage options to meet the specific needs of buyers, sellers, and lenders across Missouri, ensuring a smooth and secure transaction from start to finish.

Title Services

What are Title Services?

Title services play a crucial role in real estate transactions, ensuring that the property's title is legitimate and free from legal claims. These services include conducting detailed title searches to uncover any liens, ownership disputes, or encumbrances that could affect the sale. Additionally, title companies offer title insurance, which protects both the buyer and lender from potential future claims against the property. Title services also help facilitate the closing process, managing escrow and ensuring that all legal documents are properly executed and filed.

How is Elite Title different?

Elite stands out in the title services industry with its decades of experience, a large and highly skilled team, and multiple St. Louis area office locations to serve clients efficiently. With extensive knowledge of real estate transactions and customs in Missouri, Elite’s seasoned professionals ensure that each title is thoroughly examined and that the process runs smoothly from start to finish. Our wide network of offices enables us to offer localized expertise while maintaining a high level of personalized service, making us a trusted partner for buyers, sellers, lenders, and realtors alike.

Underwriting

What is underwriting?

Underwriting is the process by which a financial institution or entity, such as a title company, assesses the risk involved in a transaction, particularly in real estate. In the context of a title company, underwriting involves evaluating the title to a property to ensure that it is free of any defects, claims, or liens that could jeopardize ownership.

The underwriter reviews legal documents, public records, and other relevant information to identify any issues that might affect the buyer’s ability to take full ownership of the property. If the title is clear, the underwriter issues a title insurance policy, protecting the buyer or lender against future claims on the property.

How is Elite Title different?

Elite Title collaborates with multiple underwriters, providing significant advantages for clients. Diversity allows us to offer more competitive rates, flexible coverage options, and tailored solutions to meet your unique needs. Access to multiple underwriters also enhances our ability to navigate complex transactions, ensuring that you receive the most comprehensive protection available. By leveraging relationships with various underwriters, Elite can deliver greater security, better pricing, and the confidence that your real estate investment is in trusted hands.